01→
Pre-Qualification & Financial Analysis
Evaluate your income, credit, and borrowing power before you start shopping — so you know exactly what you can buy and on what terms.
Fort Lauderdale · Florida
Expert & personalized Mortgage Solutions
For 23 years, we have helped Florida buyers, investors, and families through the most personal financial decision of their lives. With clarity, discretion, and a phone that actually gets answered, we will guide you every step of the way.
- 23+
- Years
- 1500+
- Loans
- A+
- Client experience
Joann C. Mathison (Tutty)
Owner / Broker
About Joann
A quieter, smarter way to finance a home anywhere in Florida.
For over two decades, we've helped more than 1,500 clients successfully finance their homes and investments. Through changing markets, rising and falling interest rates, and virtually every financing scenario imaginable, we've remained committed to one goal: finding the right financing solution for every client.
As licensed Florida mortgage brokers with extensive experience in mortgage lending, real estate, and title, we understand every aspect of the transaction. This allows us to anticipate challenges, solve problems proactively, and deliver a smoother, more efficient path to closing.
Whether you're purchasing your first home, refinancing or investing, we know how to structure a loan that aligns with your financial goals and unique circumstances.
Our reputation has been built on solving challenges that others couldn't and a 24/7 customer service experience. We believe that with the right strategy, honest advice, and clear communication, there's always a way to help our clients achieve their goals and turn homeownership into reality.
Licensed & Trusted
We're fully licensed mortgage professionals committed to ethical lending practices and ongoing education in the mortgage industry.
Easy Mortgage Florida Corp NMLS #2243588
Joann C. Mathison NMLS #361322
Serving
All of Florida
Family Owned And Operated
Our commitment to helping families achieve their dreams goes far beyond the closing table. We're a family owned and operated brokerage, and we build lasting relationships based on trust, integrity, and shared values.
Family First
As a wife and mother, Joann understands what it means to create a secure future for the people you love — and treats every client's file that way.
Always Available
A 24/7 customer service experience. Nights, weekends, or the day before closing, you'll always be able to reach a real person who knows your loan.
Community Impact
Proudly serving families and investors across all of Florida, with bilingual English and Spanish guidance every step of the way.
Services
Full-service, quietly delivered.
02→
Application Assistance & Document Collection
We guide you through the mortgage application, make sure everything is completed accurately, and help gather, organize, and verify every required document for a smooth approval.
03→
Loan Structuring & Lender Shopping
We recommend the best financing strategy for your goals, financial profile, and property — comparing multiple lenders to find the loan program and rate that truly fit.
04→
Loan Process Management
We coordinate with lenders, processors, underwriters, appraisers, title companies, and agents from application all the way to closing.
The process
From Pre-Approval to Keys
- Step 1
Pre-Approval
Share your income, assets, and credit. We issue a credible pre-approval within 24-48 hours.
- Step 2
House Hunting
Shop confidently with a firm budget. We stay reachable for your agent throughout.
- Step 3
Offer & Loan Application
Once you're under contract, we lock your rate and open the file.
- Step 4
Underwriting & Appraisal
We coordinate documentation, appraisal, and title so nothing stalls.
- Step 5
Closing
Final numbers, signing, and keys. We're with you through funding.
Interactive Tools
Florida Mortgage Calculators
Estimate a monthly payment, see how much home you can afford, or check your refinance savings — instantly.
Estimated Monthly Payment (PITI)
$3,228/mo
Principal & Interest
$2,528/mo
Loan Amount
$400,000
Estimates only. Not a commitment to lend. Actual rates, payments, and eligibility depend on credit, property, and program guidelines.
In their words
Twenty-three years of referrals didn't happen by accident.
Don't just take our word for it, here's what our clients have to say about our service.
"Joann pre-approved us on a Sunday and closed us in 22 days. She answered every text — some at 10pm. First house, and she made it feel normal."
Maria & David R.
First-time buyers · Wilton Manors
"I've bought four properties with Joann as my broker. She's the one call I make before I even walk a listing."
Michael T.
Investor · Fort Lauderdale
"The refi we did saved us $780 a month. She quietly re-shopped the loan when rates moved and re-locked us. Who does that?"
Elena K.
Homeowner · Coral Ridge
Let's talk
Start with a conversation. No pressure, no pull.
Tell Joann a little about what you're thinking. She'll come back within one business day with a straight answer — whether that's a rate, a strategy, or an honest "not yet."
- Office
- Fort Lauderdale, Florida
- Coverage
- All of Florida
- Hours
- Mon–Sat · By appointment
- Phone
- (954) 641-2255